Inside Job is a film about the 2000’s financial crisis that gripped the American economy. It is a systemic analysis of the corruption in U.S. by the financial services industry and the outcome of corruption that is eminent in the recession. The five part documentary explores how alternate banking practices and policy changes created the crisis. It analyses how the country got there, the bubble, and the crisis to the accountability. The director makes a painful explanation how America is experiencing higher levels of corruption performed without the President’s knowledge.

Players would argue that the financial recession was like a bad cold that would come once in a while despite the proper medication and go away as soon as it begun. The resumption of America’s economic growth indicates a reasonably quick return to economic normalcy. They acted with good will, moral worth and duty for the nation, and that is why recovery was fast track. The fiscal stimulus did not fail and neither was it misguided; it only happened that the financial sector was not large enough to fight the recession. The only problem was too much debt that the country had. The motivation they had was that of duty and respect for moral law, where they had respect for lawfulness. This comes from the fact that duty is created by rules and laws that they had to follow. The country ought to have retained strong credit ratings and was supposed to spend scarce resources effectively. This approach would have catalyzed reductions and debt workouts.

Inside Job begins in Iceland that, despite having wealth and high end shops, runs on loans that are ten times its economy size. It is explained that financial deregulation led to the catastrophe, which has now crawled to America. When the players were called to answer to the financial crisis, they acted as they never knew how it came about, whereas in real sense, they were perfectly aware that they were doing something wrong. Many people acted immorally; for example, the CEO of Countrywide made his business to borrow billions in order to boost his stock price. At the same time in regards to his personal income, he sold $140million shares before the business went bankrupt. All the players involved knew that this was a bubble that was not going to end well.

The interviewee Ferguson says that as compared to him, he made his millions in a fair deal after innovations and not by defrauding the public. Temptation for moral carelessness came his way, but he shrugged them off to the extent that even his secretary is now a millionaire from the good work done. It is said in the documentary that any business environment where the stakes are high with a lot of money around offers temptations. This calls for diligent obedience with high moral values to govern one’s decisions. America’s financial crisis happened because money was made by doing immoral things that damaged the financial sector.

Ethics of policy of the roundtable that people sign shows that members need to set up high ethical standards for business entities. The value of fairness and respect as a principle will enable people to treat one another with respect and will prohibit the acts that do not benefit customer or that of taking advantage of the customers. Mortgage companies and other predatory lending institutions highlighted a sociopathic disregard for customers, and this led to the meltdown. The melt down led to the five part documentary that explored how alternate banking practices and policy changes created the financial crisis.

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